RERA-Licensed Property Advisor · Sales Manager, Property Junction International · BRN 80731 · Dubai

Can I use released equity to buy a second property?

Yes — releasing equity from one property to fund the deposit on another is one of the most common uses. The Central Bank generally restricts equity-release proceeds to buying further UAE real estate or home improvements, and banks often require funds paid straight to the vendor. Note LTV on a second property is lower, around 60%.

Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.

Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.