How much is the early settlement fee when I refinance early?
The UAE Central Bank caps the early settlement fee at 1% of your outstanding balance or AED 10,000, whichever is lower, under Decision No. 96/2019. Your contract can specify less, but never more. Note that breaking out during a fixed-rate lock-in period may add contractual break costs on top of this statutory cap.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
