Up to what LTV can I release equity on my Dubai property?
Banks typically lend up to 75 to 80% of current value for residents, and around 60 to 70% for non-residents. Under Central Bank caps, expats can borrow up to 80% on a first property under AED 5M and 60% on a second. Importantly, the cap applies to the total new mortgage, not just the cash you're releasing.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
