What fees apply when refinancing, beyond the settlement fee?
Besides the early settlement fee, budget for DLD mortgage registration at 0.25% of the new loan plus about AED 290, a DLD discharge fee of AED 1,000, a RERA-approved valuation of AED 2,500 to 3,500 plus VAT, trustee fees around AED 4,200, title deed AED 250, and the new bank's 0.5 to 1% arrangement fee.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
