How much down payment do non-residents need for a Dubai buy-to-let mortgage?

Non-residents typically face a 50% loan-to-value cap, so expect a down payment around 40-50% of the price, versus about 20% for residents buying a first home under AED 5M. Add roughly 4% DLD fee and bank arrangement fees, plus about 2% agency commission on a resale - on off-plan and direct-from-developer purchases the developer covers our fee, so you pay us nothing. Caps, rates and eligibility vary by bank and profile. Not financial advice.