How do interest rates affect Dubai's property market in 2026?
Rates have eased, supporting mortgage demand: the UAE central bank cut its base rate 75bps in H2 2025 to 3.65% and has held there, with three-month EIBOR near 3.7%. Typical mortgage rates run about 3.9-4.75% fixed and higher for variable. Lower borrowing costs aid affordability, though many Dubai purchases remain cash-based, softening the impact.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
