RERA-Licensed Property Advisor · Sales Manager, Property Junction International · BRN 80731 · Dubai

What are typical commercial mortgage terms and rates in Dubai?

Commercial mortgage tenures typically run up to 15 years - shorter than residential (up to 25). Rates are generally higher than residential and usually variable, as fixed rates are rarely offered on commercial loans. The Central Bank of the UAE sets the LTV framework. Lenders assess the asset, tenant covenant and the borrower's business, so terms vary widely by deal.