RERA-Licensed Property Advisor · Sales Manager, Property Junction International · BRN 80731 · Dubai

What are typical commercial mortgage terms and rates in Dubai?

Commercial mortgage tenures typically run up to 15 years, shorter than residential (up to 25), and rates are generally higher and usually variable, as fixed rates are rarely offered. The Central Bank of the UAE sets the LTV framework. Lenders assess the asset, tenant covenant and the borrower's business, so terms vary widely by deal.