If you buy with a home loan, the DLD charges a mortgage registration fee of 0.25% of the loan amount plus about AED 290. On a AED 1 million mortgage that is roughly AED 2,790. It is separate from the 4% transfer fee and is paid to the DLD when the mortgage is registered against the title deed.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
