Can I get the Golden Visa with a mortgaged property?

Yes. Mortgaged property qualifies if the Land Department's assessed value is at least AED 2 million. You will need a No Objection Certificate from your UAE-licensed bank confirming it does not object to the visa. The older rule requiring 50% equity or AED 1 million paid upfront was reportedly removed in 2026 (verify, as bank and DLD terms still vary).