Can I get the Golden Visa with a mortgaged property?
Yes. Mortgaged property qualifies if the Land Department's assessed value is at least AED 2 million. You will need a No Objection Certificate from your UAE-licensed bank confirming it does not object to the visa. The older rule requiring 50% equity or AED 1 million paid upfront was reportedly removed in 2026 — verify as bank and DLD terms still vary.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
