Is the AED 2 million based on what I paid or the current market value?
It is based on the value certified by the Dubai Land Department at the time you apply, shown on the title deed or a DLD valuation certificate. For most buyers this equals the purchase price, but if you bought years ago you may need a fresh valuation confirming the property is worth at least AED 2 million today.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
