If my Dubai property still has a mortgage when I die, does the debt pass to my heirs?
The mortgage does not disappear on death — it is settled from your estate. UAE banks normally require mortgage life insurance, which usually clears the balance so heirs inherit unencumbered and are not personally liable unless they co-signed; if that cover lapsed, heirs must repay, refinance or sell before transfer. — verify policy terms
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
