Can a non-resident Indian (NRI) get a mortgage in Dubai?
Yes. Several UAE banks lend to NRIs: expect a maximum loan of about 60-65% of value (a 35-40% deposit), rates roughly 0.5-1% above resident pricing, and a minimum income near AED 15,000/month equivalent. You'll usually provide Indian bank statements, income-tax returns (ITR) and often a CIBIL credit check. Approval typically takes 4-8 weeks.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
