Can a non-resident Indian (NRI) get a mortgage in Dubai?
Yes. Several UAE banks lend to non-resident Indians. Expect a maximum loan of about 60-65% of value (a 35-40% deposit), rates roughly 0.5-1% above resident pricing, and a minimum income near AED 15,000/month equivalent. You'll usually provide Indian bank statements, income-tax returns (ITR) and often a CIBIL credit check. Approval typically takes 4-8 weeks.