Can non-residents get a mortgage in Dubai if they live overseas?

Yes, though fewer banks lend to overseas buyers and terms are stricter. Lenders such as HSBC, Emirates NBD, Mashreq and FAB finance non-residents, usually up to 50-60% of value (so a 40-50% deposit), at rates roughly 0.5-1% above resident pricing. Minimum income is commonly around AED 15,000/month equivalent (verify per bank).