Can non-residents get a mortgage in Dubai if they live overseas?
Yes, though fewer banks lend to overseas buyers and terms are stricter. Lenders such as HSBC, Emirates NBD, Mashreq and FAB finance non-residents, usually up to 50-60% of value (so a 40-50% deposit), at rates roughly 0.5-1% above resident pricing. Minimum income is commonly around AED 15,000/month equivalent — verify per bank.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
