RERA-Licensed Property Advisor · Sales Manager, Property Junction International · BRN 80731 · Dubai

Can expats get a mortgage in Dubai?

Yes. Resident expats with a valid UAE residence visa and verifiable income - salaried or self-employed - can borrow from all major UAE banks, and foreigners may buy and mortgage property in Dubai's designated freehold areas. You'll typically need a stable job or business, a clean credit record, and a down payment of at least 20% plus fees.

Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.

Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.