DBR is the share of your gross monthly income taken up by all debt repayments - mortgage, car loan, personal loans and credit-card minimums. The Central Bank caps it at 50%, so total monthly commitments can't exceed half your income. It's the main limit on how much you can borrow; clearing other debts before applying raises your ceiling.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
