Can I get the Golden Visa if my property has a mortgage?

Yes. Since a February 2026 rule change, a mortgaged property qualifies for the 10-year Golden Visa as long as its DLD-assessed value is at least AED 2 million - the old requirement to have paid off 50% (or AED 1 million) has been removed. You'll need a bank NOC confirming the mortgage is current, plus title-deed documents. Confirm current ICP/DLD rules before applying.