Can you get a mortgage on an off-plan property in Dubai?
It's possible but limited: most banks won't finance an off-plan unit until construction is well advanced or at handover, and off-plan lending is capped at 50% loan-to-value. During construction you usually follow the developer's milestone payment plan, then arrange a mortgage at handover for the balance. Not all projects are bank-approved, so confirm eligibility first.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
