What are current mortgage interest rates in Dubai in 2026?

In 2026, fixed introductory rates run from roughly 3.75% for the strongest profiles, with most borrowers around 4-5%. Fixed periods (1-5 years) then revert to a variable rate - typically 3-month EIBOR plus a 1.5-2.5% margin. Non-residents and the self-employed pay about 0.5-1% more. Rates move with EIBOR, so always confirm live pricing.