What are current mortgage interest rates in Dubai in 2026?
Fixed introductory rates run from roughly 3.75% for the strongest profiles, with most borrowers around 4-5%. Fixed periods (1-5 years) then revert to a variable rate, typically 3-month EIBOR plus a 1.5-2.5% margin, and non-residents and the self-employed pay about 0.5-1% more. Rates move with EIBOR, so confirm live pricing.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
