Where does the loan-to-value (LTV) ratio come into play when buying property in Dubai?
The LTV ratio determines how much you can borrow relative to the property's value. For expats, it's typically up to 80% for a first home, meaning you'll need a 20% down payment. Always verify current LTV limits, as they can vary by bank and property type.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
