Why does Loan-to-Value (LTV) ratio matter in Dubai mortgages?
The LTV ratio affects how much you can borrow compared to the property's value. A lower LTV means a higher down payment but can lead to better loan terms. In my experience, understanding LTV helps clients plan their finances better and negotiate effectively with lenders.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
