Can I get a residence visa on a mortgaged property?

Yes, mortgaged property qualifies across tiers, but you need a No Objection Certificate (NOC) from the financing UAE bank. Since February 2026 the old rule requiring 50% or AED 1M already paid was removed for the Golden Visa, which now depends only on total DLD-certified value reaching AED 2M. Terms still vary by emirate and lender.