Can I get a residence visa on a mortgaged property?
Yes, mortgaged property qualifies across tiers, but you need a No Objection Certificate (NOC) from the financing UAE bank. Since February 2026 the old rule requiring 50% or AED 1M already paid was removed for the Golden Visa, which now depends only on total DLD-certified value reaching AED 2M. Terms still vary by emirate and lender.
Rules and eligibility criteria change — confirm the current position with the relevant authority before acting. This is general information, not legal advice.
Figures here are indicative as of July 2026 and set by third parties (government, banks, developers) — confirm the current amount before relying on it.
